Disbursement Service
Key Features
Bulk & Scheduled Payouts
Upload files or call APIs to pay thousands in one go with schedules and approvals.
Bank & UPI Rails
IMPS/NEFT/RTGS and UPI transfers with status webhooks.
Reconciliation
Automated matching, UTR tracking, and ledger exports.
Retries & Queues
Smart retries and pending queues for failed or timed‑out transactions.
Maker‑Checker
User roles, limits, and approvals to control risk.
Compliance
Payout policies, audit trails, and GST-ready reports.
Common use cases
Salary & stipend payouts
Marketplace seller settlements
Insurance claim disbursals
Refunds & cashbacks
Why choose Us
Reduce ops overhead
Real‑time visibility on statuses
Secure, compliant workflows
Advanced Beneficiary Management
Streamline payouts with intelligent beneficiary verification and management
Auto Verification
Penny drop verification for new beneficiaries
Bulk Import/Export
CSV upload for thousands of beneficiaries
Duplicate Detection
Smart algorithms to prevent duplicate entries
Status Tracking
Active, blocked, and pending verification states
History & Audit
Complete transaction history per beneficiary
Bank Validation
IFSC verification and bank name matching
Settlement Timeline
Choose the right settlement mode based on urgency and cost
IMPS
24x7 instant transfers
- Available 24x7
- Up to ₹2 lakh
- Instant confirmation
NEFT
Next available NEFT batch
- Working hours only
- No upper limit
- Batch processing
RTGS
Real-time gross settlement
- Minimum ₹2 lakh
- High value transfers
- Real-time processing
Enterprise-Grade Security
Multi-layered security controls to protect your disbursements
Maker-Checker Workflow
Multi-level approval process with role-based permissions and transaction limits
Real-time Fraud Detection
AI-powered monitoring for unusual patterns and velocity checks
Encrypted Data Storage
AES-256 encryption for all sensitive beneficiary and transaction data
Audit Trail
Immutable logs of all actions with user tracking and timestamps